401(k)
The Intersection of Financial Guidance and Corporate Benefits
A Modern 401(K)
Alpha Principle’s partners with Betterment, a $45 billion dollar AUM investment and technology company, to provide advised 401(k) plans, which empower our client companies to better serve and retain their employees at the right cost. Betterment’s technology, administrative and compliance support paired with Alpha Principle’s plan design experience, asset allocation guidance, and ongoing advocacy and coaching designed to provide a high-end, white glove experience to employer and employee alike.
This 401(k) solution represents a significant innovation in retirement planning by combining modern technology with user-friendly features. Unlike traditional 401(k) plans, Betterment leverages its advanced investment algorithms and personalized advice to offer a streamlined, low-cost retirement plan that adapts to the needs of modern employees.+
The modern platform integrates automated portfolio management, alongside access to Alpha Principle’s curated portfolios, with robust retirement planning tools, allowing employees to easily track and optimize their savings. By offering features like automatic rebalancing and tax-efficient investment strategies, Betterment ensures that employees can focus on their long-term goals without getting bogged down by complex financial decisions.
Core Service Benefits
Endeavor to improve your employees’ financial future with Alpha Principle’s advised 401(k) solution.
Curated Funds & Portfolios
Alpha Principle helps select high-quality, cost-effective funds, which are available to all plan participants. Executives may be granted access to a full Alpha Principle-managed portfolio.
Plan Design Support
We work with our clients to ensure their plan design meets the needs of the business and their employees, as decisions such as vesting schedules, contribution matching, and eligibility make a difference.
Compliance
Betterment's platform in partnership with Alpha Principle provides access to priority support, compliance testing, audit packages, form 5500 preparation, and more.
Administration
Our 401(k) clients have access to an all-in-one employer dashboard and compliance hub, seamless payroll integrations, timely deferral rate notifications, contribution limit tracking, performance monitoring and more.
Cost Transparency
Alpha Principle and Betterment clearly layout plan and investment costs without any hidden surprises or "gotchas."
Office Hours
Our client companies may choose to take advantage of establishing office hours, which allow your employees to schedule time with a dedicated financial professional to discuss their financial plan.